Are debt collectors

you?

Fight bad credit with attorney-dispute driven credit repair.

Are debt collectors

you?

Fight bad credit with attorney-dispute driven credit repair.

Get Your Credit Reports From Annual Credit Report

We start by obtaining your free credit reports directly from AnnualCreditReport.com – ensuring we capture every detail of your credit history. Our experts analyze each entry to pinpoint errors, outdated information, and potential disputes. This essential first step lays the foundation for our powerful credit repair strategy.

Send Out Letters

& Wait For Response

Next, we craft and send personalized dispute letters on your behalf – using a proven, attorney-backed approach. These letters challenge inaccurate entries and incomplete accounts with the credit bureaus. When you get back you're responses you send them back to us and we will ensure each disputed item is thoroughly reviewed and addressed to prepare each case.

We Review The Case & File Your Case With An Attorney

Once the responses are in, our experienced legal team steps in to review your case in detail. We identify unresolved issues and, if necessary, file your case with an attorney to legally challenge unfair or misleading credit entries. This important step ensures you have expert attorney to fight for your future and improve your credit report.

Frequently Asked Questions

Why do need our credit reports from AnnualCreditReport.com?

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How long will it take?

Typically dispute results take 30-45 days. 

Will you fix my credit?

We help with disputing incomplete and inaccurate credit information, but we can’t promise any changes. You are able to dispute credit information on you own legally and do not need a credit repair company to do so. That being said we do dispute and fight on your behalf and if a case arises from a dispute, like many do, we will prepare the case forward it to our attorney partners.

2025© Niiji Consulting LLC

Terms of Service | Privacy Policy

This information provided is for

informational purposes only

and is not intended as legal advice

NOT META™: This site is not a part of the

META™ website or META Inc. Additionally,

This site is NOT endorsed by META™ in any

way. META™ is a trademark of META™, Inc.

Frequently Asked Questions

Why do need our credit reports from AnnualCreditReport.com?

We use your credit reports from AnnualCreditReport.com because they are the only free, official source for your credit history—and the only ones that can be used in legal disputes. This ensures we work with accurate, up-to-date data that can be legally challenged, unlike other reports that aren’t court-valid.

How long will it take?

Typically dispute results take 30-45 days. 

Will you fix my credit?

We help with disputing incomplete and inaccurate credit information, but we can’t promise any changes. You are able to dispute credit information on you own legally and do not need a credit repair company to do so. That being said we do dispute and fight on your behalf and if a case arises from a dispute, like many do, we will prepare the case forward it to our attorney partners.

2025© Niiji Consulting LLC

Terms of Service | Privacy Policy

This information provided is for

informational purposes only

and is not intended as legal advice

NOT META™: This site is not a part of the

META™ website or META Inc. Additionally,

This site is NOT endorsed by META™ in any

way. META™ is a trademark of META™, Inc.

Frequently Asked Questions

Why do need our credit reports from AnnualCreditReport.com?

We use your credit reports from AnnualCreditReport.com because they are the only free, official source for your credit history—and the only ones that can be used in legal disputes. This ensures we work with accurate, up-to-date data that can be legally challenged, unlike other reports that aren’t court-valid.

How long will it take?

Typically dispute results take 30-45 days. 

Will you fix my credit?

We help with disputing incomplete and inaccurate credit information, but we can’t promise any changes. You are able to dispute credit information on you own legally and do not need a credit repair company to do so. That being said we do dispute and fight on your behalf and if a case arises from a dispute, like many do, we will prepare the case forward it to our attorney partners.

2025© Niiji Consulting LLC

Terms of Service | Privacy Policy

This information provided is for

informational purposes only

and is not intended as legal advice

NOT META™: This site is not a part of the

META™ website or META Inc. Additionally,

This site is NOT endorsed by META™ in any

way. META™ is a trademark of META™, Inc.